Privacy Policy

Company: Hop On My Credit Card LLC
Email: [email protected]
Address: 424 Investors Place, Suite 104-1113, Virginia Beach, VA 23452

1. Our Promise

We respect your privacy like we respect our own. Hop On My Credit Card LLC does not sell, rent, or trade your personal information to anyone—ever. Everything you share stays between you and us for the purpose of providing service.

2. Information We Collect

We collect only what’s needed to deliver the service:

• Identity details: name, address, phone, email, date of birth, and Social Security number (for tradeline placement verification).
• Payment details: billing address and payment confirmation from our secure processor (Stripe or similar).
• Technical data: basic cookies or analytics so the website works right and loads fast.

We never collect unnecessary personal data, and we don’t store card numbers on our servers.

3. How We Use Your Information

We use your data only to:

• Verify identity for tradeline placement and fraud prevention.
• Process payments and send receipts.
• Deliver updates about your order or account.
• Maintain accurate business records as required by law.

No spam blasts, no data resale, no third-party marketing.

4. How We Protect It

• All sensitive info is encrypted during transmission (SSL).
• Files containing client data are stored on password-protected, access-restricted systems.
• Only verified staff or contractors under confidentiality agreements can view client data.

Despite strong security measures, no online system is 100 percent hack-proof. You use our services at your own risk, but we take protection seriously.

5. Sharing Information

We do not share client information except when absolutely necessary to complete your service or comply with the law.

That means:

• Payment processor: to collect funds securely.
• Tradeline partners: to place your authorized-user listing.
• Legal authorities: only if legally compelled.

No data brokers. No third-party advertising networks.

6. Cookies & Analytics

Our site uses minimal cookies for functionality (e.g., login sessions or analytics). You can disable cookies in your browser if you prefer. The site may still function but with limited features.

7. Data Retention

We keep basic service records for as long as required by law or for internal accounting (typically 12–24 months). After that, personal data is securely deleted or anonymized.

8. Your Rights

You can at any time:

• Request to see what information we have on file.
• Ask for corrections to inaccurate data.
• Request deletion of your data when allowed by law.
• Opt out of marketing emails (if we ever send any).

Contact us at [email protected] for any of these requests.

9. Children’s Privacy

We do not knowingly collect information from anyone under 18. If we learn we’ve received data from a minor, we delete it immediately.

10. Changes to This Policy

We may update this Privacy Policy when laws or systems change. Updates will be posted on our website with a new “Effective Date.”

11. Contact

Questions or privacy requests?

Hop On My Credit Card LLC
[email protected]
424 Investors Place Suite 104-1113, Virginia Beach, VA 23452